The document discusses the impact of natural disasters on the insurance industry. It outlines how insurers cover damage from events like earthquakes but may not cover facilities like nuclear plants. While insurance premiums are expected to increase after major disasters, reinsurers are well capitalized to handle claims from successive disasters. Lloyd's of London, a major insurance market, has historically seen profits rise after periods with large natural disaster claims as higher premiums outweigh payout costs during rebuilding.

1. The impact of natural disasters on insurances Martens Mieke Slidecast - 2FV6

2. Overview Introduction What damage is covered? The insurance premiums Reinsurers Lloyd’s of London Conclusion

3. Introduction Natural disasters Billions of expenses Who’s responsible? Insurance premiums Reinsurers Lloyd’s of London

4. What damage is covered? Japan: $15bn - $35bn Earthquake: insured Nuclear plant: uninsured

5. Insurance premium It will increase? Diverse opinions April: certainty Enough funds Support from overseas reinsurers - Munich Re: $2.1bn - Swiss Reinsurance Co.: $1.2bn

6. Reinsurers Impact of series disasters? Well capitalized Rising rates? impact? Impact previously paid out claims

8. History: big claims rising premiums

10. Thanks for listening!